Coinbase · Fees
Coinbase US fees: simple purchases, Advanced and sending XRP
Phil · Founder and authorContent checked Oct 15, 2026 · Sources and check datesExample: $500 crypto purchase
$6.00Priced costs
1.20% of the amount, Advanced, entry tier, no new deposit modeled, plus an unpriced spread from Coinbase.
- Taker 1.2%
- Maker 0.6%
- 3 other cost conditions
Estimate your purchase commission
The calculator adds priced costs only. Unpriced funding and execution costs remain explicit.
Your inputs
Priced purchase costs
$6.00Priced costs for $500.00 at Coinbase, or 1.20% of the amount
No new deposit is modeled. Prior funding charges, execution price, sale commission and transfer costs are outside this purchase estimate.
Unpriced costs are excluded from this sum. It is not an all-in execution quote or a guarantee of the final cost.
Fees and conditions.
The tables list the priced fees with their notes and sources.
| Item | Priced costs |
|---|---|
| Trading | |
Advanced, entry tierSourceCoinbase Advanced feesOriginalDetailsTaker 1.20%: a market order, or a limit order that fills right away. Maker 0.60%: a limit order that rests on the book until another order fills it. Rates fall with your 30-day volume. | Taker 1.2%Maker 0.6% |
| Deposits and withdrawals | |
| ACH deposit and withdrawalSourceCoinbase fundingOriginal | Shown when you move money; Coinbase publishes no fixed ACH fee |
| Debit card purchaseSourceCoinbase pricing and feesOriginal | Shown in the order preview as part of the Coinbase fee |
| Wire depositSourceCoinbase fundingOriginal | $10 |
| Wire withdrawalSourceCoinbase fundingOriginal | $25 |
| Other costs | |
| Sending XRP to an outside walletSourceCoinbase XRP detailsOriginal | Network fee estimated and shown before you confirm; minimum 0.35 XRP on Coinbase Exchange |
Check costs before acting.
1.20%
Use Advanced for larger amounts
The taker rate is a published percentage of the order. On $500 it comes to $6.00 per leg, far below the fee cap of the simple screen.SourceCoinbase Advanced feesOriginal
0.60%
Place a limit order
A limit order that waits on the book pays the maker rate, half the taker rate at the entry tier.SourceCoinbase Advanced feesOriginal
hold
Fund by ACH if you can wait
A debit card lets you send at once but costs more in the preview. ACH money is ready to trade right away and ready to send after the hold.2 sourcesCoinbase pricing and feesOriginalCoinbase holdsOriginal
Conditions beyond the headline fee.
up to 6%
The simple price is set in the preview
A simple purchase includes a Coinbase fee and a spread that change with the amount, the payment method and the market. The California disclosure caps the fee at 6% of an order over $200; read the total and the XRP amount before you confirm.SourceCoinbase licensesOriginal
2 legs
Selling costs the same again
Coinbase charges a sale the same way as a purchase: fee and spread on the simple screen, the maker or taker rate on Advanced. Our $500 example therefore adds both legs.SourceCoinbase pricing and feesOriginal
hold
ACH money can wait before it leaves
XRP bought with ACH money that is still on hold can be traded at once, but sent to another wallet only after the hold ends. Coinbase emails the date; holds usually end at 11:59 PM Pacific time, and support cannot shorten them.SourceCoinbase holdsOriginal
Related Coinbase guides.
FAQ