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Staking rewards
Separate APR from APY and compare simple rewards with compounding.
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Staking rewards
Separate APR from APY and compare simple rewards with compounding.
Token rewards only. APR is a nominal annual rate; APY already includes compounding. An APY input is never compounded a second time. The model assumes a constant rate and immediate reinvestment. Actual payouts, validator fees, slashing, lockups, taxes, and token-price changes are excluded. XRP has no native protocol staking: XRPL validator incentives.
Compounding concept: Consumer Financial Protection Bureau. This token model is not a bank deposit APY disclosure.
Your calculation inputs stay in this browser. Market and history requests send the selected asset and date range to our price-data endpoint. Reference methodology checked October 1, 2026.