Enter acquisition or receipt records to track the first long-term investment date. A longer hold does not automatically exempt a gain. Review the US tax guide.
Phil · CryptoTuts founderRecords saved in this browserIRS holding rules · reviewed October 5, 2026
Investment purchase
>1 year
Calendar holding boundary
Acquired reward units
>1 year
Review income, basis and acquisition date
Rate treatment
Capital
Short- or long-term; no holding exemption
Record storage
Local
In this browser; no tool upload
Calculator
Your investment holding timeline
Enter each completed acquisition. Progress bars and countdowns show the first long-term date, not a tax-free sale date.
Scope
What the timeline can establish
Investment crypto held more than one year generally receives long-term capital treatment. The holding period starts the day after acquisition, so a sale on the anniversary remains short-term. Long-term rates depend on income and filing status. Rewards can create receipt income and basis when a cash-method taxpayer has dominion and control; their later disposal is separate.
The timeline classifies an investment holding period. It does not match sale lots, calculate USD basis or rates, reconcile transfers, or determine whether a reward is business income. Use actual records, applicable wallet/account identification rules and the complete tax return.
Common questions about the calculator and its assumptions.
Does holding crypto for one year make a gain exempt?
No. Investment crypto held more than one year generally receives long-term capital treatment. The holding period starts the day after acquisition, so a sale on the anniversary remains short-term. Long-term rates depend on income and filing status. Rewards can create receipt income and basis when a cash-method taxpayer has dominion and control; their later disposal is separate.
What if I sell after holding for one year or less?
Qualifying investment gains generally receive short-term capital treatment and enter the ordinary federal calculation. No small-gain exemption applies: a gain of any size is reportable. Complete basis, netting, deductions and return-income assumptions matter; NIIT and state rules are separate.
Where are my acquisition records stored?
This tool saves acquisition records in this browser on this site. It does not upload these entries to a server. Anyone with access to this browser profile may see saved records; remove entries or clear site storage when appropriate.
Phil founded CryptoTuts and has explored Bitcoin, XRP and their technology since 2017. He shares practical, researched content for beginners and experienced readers: independent, transparent and without empty promises.
✓Crypto experience since 2017
✓200+ articles in the original German edition
✓Invested in BTC and XRP since 2017
Your records
Add an acquisition
No acquisitions recorded
Add acquisition or receipt records to track the first long-term date. A longer hold does not automatically exempt a gain.
ScopeThe investment holding period begins the day after acquisition; a sale on the anniversary remains short-term. More than one year generally means long-term treatment, with rates based on income and filing status. Rewards can create income and basis when received with dominion and control; their later disposal is separate. Business and special-asset rules require review. Records stay locally in this browser and use UTC civil dates. Reviewed October 5, 2026.
